Account Services

Online Banking

Features:

• Secured access to view current account balances or check to see if transactions have cleared
• Transfer funds between accounts 24 hours a day, 7 days a week, daily cut-off times apply
• Set up repeat internal transfers to be made automatically or at the frequency you choose
• Builds a rolling 18 month transaction history

Terms:

• Must enroll prior to use
• Must be an account signer with a valid Social Security number

Enroll Here

Mobile Banking

Features:

• Check personal account balances
• View recent transactions, including check images
• Transfer money between accounts
• Deposit checks remotely by snapping a picture of each check
• View deposit history in the app
• Approve transactions scheduled through Retail Online, including fund transfers

Terms:

• Must enroll in Online Banking prior to use

Safe Mobile Banking

Privacy Policy

Bill Pay

Features: 

• Convenient to use, pay bills 24 hours a day, 7 days a week 
• Secure access and easy set-up 
• Normal bill paying service is free 
• Same day payments and overnight check payments available – transaction fees apply
• Set up repeat payments to be made automatically or at the frequency your choose

Terms:

• Must enroll via online banking prior to use
• Bill pay available only to customers with checking accounts

eStatement

Features:

• No longer receive paper statements
• Once account is enrolled, it retains 12 months of statements on a rolling period
• Statements available to download and save as a PDF file 
• Email notification provided

Terms:

• Must enroll via online banking 
• Must maintain a valid email address for notifications

Merchant Services

Features:

• Process all major credit and debit cards
• Quick and seamless start-up
• Mobile Solutions
• Web-Base Solutions
• eStatements are available
• Convenient access to transaction detail
• Security for card acceptance and cardholder data

Terms:

• Terms and fees vary based upon payment solution selected
• For more information, please contact your local branch.

Remote Deposit Capture

Features:

• Deposit checks electronically from your desktop
• Issue deposits electronically to the bank, anytime day or night
• Save time preparing deposits
• Consolidate funds from remote locations into the bank
• Cut costly courier fees or trips to the bank
• Reduce risk of check fraud

Limitations:

• Approval to use Remote Deposit Capture required

Terms:

• Terms vary based on approval
• For more information, please contact a local branch.

Safe Deposit Boxes

Features:

• Provide safekeeping for your valuable items and important documents

Limitations:

• Annual fee of $20-$150 depending on the size of the box

Terms:

• Must sign a one year contract

Money Orders

Features:

• Guaranteed by the Bank
• Safer than cash
• Provides a paper trail for payment

Limitations:

• No minimum
• $1,000 Maximum

Terms:

• $3.00 for customer
• $5.00 for non-customer

Treasurer’s Check

Features:

• Guaranteed by the Bank
• Safer than cash
• Provides a paper trail for payment

Limitations:

• No minimum
• No Maximum
• $10 Fee

Terms:

• Can only be purchased by United Bank customer

VISA Check Cards

Features:

• Available on personal and business checking accounts
• Accepted everywhere VISA is accepted
• Safer than cash
• More convenient than checks
• Can make purchases or withdraw cash

Limitations:

• Varies according to card limits
• $0.20 each Point of Sales purchase

Terms:

• Must have a United Bank of Philadelphia checking account

Automated Teller Machine (ATM)

Features:

• Provides access to your cash 24 hours a day

Limitations:

• Varies according to card limits

Terms:

• No fee for customers at United Bank of Philadelphia machines
• Bank customers will be assessed a $1.25 fee for using a non-United Bank ATM machine

Telephone Banking

Features:

• Balance inquiries
• Review account transactions
• Transfer from one account to another via telephone

Terms:

• Free
• $2.00 per transfer if you use a Personal Banker for assistance

Bank by Mail

Features:

• Mail deposits or payments to a Branch for processing
• Great for customers unable to come to a Branch

Limitations:

• No Minimum
• No Maximum
• No Terms and Fees apply

Wire Transfer

Features:

• Allows customers to send funds electronically from one bank to another
• *Transfer requests can be expedited the same day. Refer to-Transfer request times below

Limitations:

• No Minimum
• No Maximum

Terms:

*Transfer request times 4:00 p.m. – Domestic
2:00 p.m. – International wires

Night Depository

Features:

• Eliminates waiting time for deposit processing
• Available 24 hours a day, 7 days a week

Limitations:

• No Minimum
• No Maximum

Terms:

• Account is credited the day the deposit is verified