Checking Accounts
|
Products
|
Minimum Balance to Open
|
Minimum Balance to Earn APY
|
Interest Rate*
|
Annual Percentage Yield (APY)**
|
|---|
|
United Blue Interest Checking
|
$50.00
|
$500.00
|
0.01%
|
0.01%
|
|
Interest on Lawyers Trust Account (IOLTA)
|
$1,500.00
|
$1,500.00
|
0.01%
|
0.01%
|
|
United Blue Premium Checking
|
$500.00
|
$2,500.00
|
0.01%
|
0.01%
|
*All Interest rates and annual percentage yields may change after account opening without notice
**Fees associated with some accounts may reduce your APY
Savings Accounts
|
Products
|
Minimum Balance to Open
|
Minimum Balance to Earn APY
|
Interest Rate*
|
Annual Percentage Yield (APY)**
|
|---|
|
Personal Statement Savings
|
$100.00
|
$150.00
|
0.02%
|
0.02%
|
|
Youth Savings
|
$5.00
|
$0.01
|
0.02%
|
0.02%
|
|
Secured VISA Savings
|
$300.00
|
$750.00
|
0.02%
|
0.02%
|
|
United Blue Clubs Account
|
$10.00
|
$10.00
|
0.02%
|
0.02%
|
|
Burial Reserve Account
|
$100.00
|
$10.00
|
0.02%
|
0.02%
|
|
Escrow Savings Account
|
$100.00
|
$150.00
|
0.02%
|
0.02%
|
|
Business Statement Savings
|
$1,000.00
|
$1,000.00
|
0.02%
|
0.02%
|
|
IRA Statement Savings Account
|
$500.00
|
$50.00
|
0.02%
|
0.02%
|
*All Interest rates and annual percentage yields may change after account opening without notice
**Fees associated with some accounts may reduce your APY
Money Market Accounts
|
Products
|
Minimum Balance to Open
|
Minimum Balance to Earn APY
|
Interest Rate*
|
Annual Percentage Yield (APY)**
|
|---|
United Blue Personal Money Market Checking
|
|
Daily Balances of:
$1,500.00-$2,499.99
$2,500.00-$9,999.99
$10,000.00-$99,999.99
$100,000.00-
|
$1,000.00 |
$1,500.00 |
0.02%
0.02%
0.02%
0.05%
|
0.02%
0.02%
0.02%
0.05%
|
United Blue Business Money Market Checking
|
|
Daily Balances of:
$1,500.00-$4,999.99
$5,000.00-$24,999.99
$25,000.00-$199,999.99
$200,000.00-
|
$1,000.00 |
$1,500.00 |
0.02%
0.02%
0.05%
0.05%
|
0.02%
0.02%
0.05%
0.05%
|
*All Interest rates and annual percentage yields may change after account opening without notice
**Fees associated with some accounts may reduce your APY
Certificates of Deposits
|
Products
|
Minimum Balance to Open
|
Minimum Balance to Earn APY
|
Interest Rate*
|
Annual Percentage Yield (APY)**
|
|---|
|
30 Day Certificate of Deposit
|
$500.00
|
$500.00
|
0.03%
|
0.03%
|
|
60 Day Certificate of Deposit
|
$500.00
|
$500.00
|
0.03%
|
0.03%
|
|
90 Day Certificate of Deposit
|
$500.00
|
$500.00
|
0.03%
|
0.03%
|
|
182 Day Certificate of Deposit
|
$500.00
|
$500.00
|
0.05%
|
0.05%
|
|
1 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.10%
|
0.10%
|
|
2 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.15%
|
0.15%
|
|
3 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.20%
|
0.20%
|
|
4 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.25%
|
0.25%
|
|
5 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.30%
|
0.30%
|
*All Interest rates and annual percentage yields may change after account opening without notice
**Fee associated with some accounts may reduce your APY
Penalties may be imposed for early withdrawals
IRA-Certificates of Deposits (CODs)
|
Products
|
Minimum Balance to Open
|
Minimum Balance to Earn APY
|
Interest Rate*
|
Annual Percentage Yield (APY)**
|
|---|
|
6 Months Certificate of Deposit
|
$500.00
|
$500.00
|
0.05%
|
0.05%
|
|
1 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.10%
|
0.10%
|
|
2 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.15%
|
0.15%
|
|
3 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.20%
|
0.20%
|
|
4 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.25%
|
0.25%
|
|
5 Year Certificate of Deposit
|
$500.00
|
$500.00
|
0.30%
|
0.30%
|
*All Interest rates and annual percentage yields may change after account opening without notice
**Fee associated with some accounts may reduce your APY
Penalties may be imposed for early withdrawals
Rates effective as of 06/30/2024
Contact Us
Contact us at (215)351-4600 for more information on available rates and terms
|